Real estate appraisal services for homeowners in the city of Brownsburg and Hendricks County

Check out the top 7 reasons IN homeowners call on Heartland Appraisal Services LLC:

  1. Get a pre-listing appraisal (whether they're selling the home themselves or using a real estate agent)
  2. Challenge a property tax assessment
  3. Remove PMI to cut a mortgage payment
  4. To reinstate their Home Equity Line of Credit (HELOC)
  5. To review a different appraiser's report for verification
  6. In the case of a IN divorce, when property needs to be divided
  7. To settle an estate in Hendricks county or IN by determining the true market value of property in question

Need help determining the value of your house in or near Brownsburg, IN?
Contact Heartland Appraisal Services LLC.

We at Heartland Appraisal Services LLC understand the individual needs of a consumer after appraisal services. Our usual business clients understand the appraisal process and the customary "products" we deliver to them. As our client, we'll be sure you get extra guidance and explanations through the appraisal process to more fully understand what we do and how we present our conclusions.

Pre-listing Services/For Sale By Owner (FSBO)

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. Professional appraisers, like the ones at Heartland Appraisal Services LLC, will be objective. We'll tell you what you need to know, not just what you want to hear. A professional appraisal is very important as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic price to sell at so your home will attract many interested buyers. It gives you something tangible to show your buyer. The appraisal is an independent third party's opinion of your property's price, not just how much your house is worth. Interested buyers know you have an emotional attachment to your house and will be more likely to give credibility to an experienced appraiser's value opinion than yours.

Need to cancel PMI?

An attractive money saver for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is below 80% of the value of your house. In most cases you can apply to your lender to have the PMI eliminated from your loan. We're seasoned in helping clients just like you remove unneeded PMI insurance.

Challenge Hendricks county's assessment of your property

Lets say your home is not appreciating as much as other homes close by -- your local tax assessor may have your home overvalued. This means you are most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better off you'll be. When contesting your property tax assessment, getting an expert appraisal from Heartland Appraisal Services LLC is your #1 weapon.

Was your HELOC recently frozen?

Your lender may just make the decision to automatically freeze your home equity line of credit (HELOC) if your house is near a declining area -- even if your specific property has not declined in value. This can be be negative on your credit score since it may appear as though that credit line is maxed out, and also inopportune from a cash flow point of view. Heartland Appraisal Services LLC can help you reinstate your HELOC.

We Offer Field and Desktop Appraisal Review Services

Have you just been given a copy of your appraisal and you would wish to have a professional double-check it for precision or do you want a second opinion without the expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in question in a field review. Or, if you need it immediately, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal report you may have had done before. While usually requested by banks, you may wish to employ this service if you suspect mortgage fraud related to your house.